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Student loan forgiveness is becoming more and more popular and more programs are always springing up to give people more options. Basically, what a loan forgiveness program does is erase all your student loans once you meet certain qualifications.
So why would any program allow you to just get rid of your loans? Well that answer is simple. Usually it means that you are willing to work for very little money in a needed field. Or perhaps you are willing to work in a certain area or do certain things that others are not.
There are many ways to get into a loan forgiveness program. You may find that your university is offering it or perhaps a national organization. State and federal government have always offered some options but lately they have begun to start offering more options.
It doesn't matter where you apply for loan forgiveness, certain things will always be a factor. You must spend time in a position of public service. And usually you must work there for a certain amount of time. You are working in a job that is in need of people. For instance if you are a nurse and there is a nurse shortage, then you may qualify. Once again you usually have to commit to a certain amount of time. More often than not, you will not make as much money as other people in your field. Usually you make less and work in a low income area. This is especially true if you are a teacher.
It's a good idea for students to start making plans before they graduate, if they already have a plan in place they have a much better change of knowing what they need to do and being able to do it in a reasonable amount of time. Most of the time there are not any problems with jobs in these areas, however sometimes if you are looking for something specific like a teaching job in a certain area you may have to be one of the first to apply. It's important to remember to plan ahead, if at all possible.