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  • Mufti Muhammad Saeed khan (chairmain of Islamic school/madrassa) Mardan
  • Qari Ajmel sahib Lecturer in Darul-uloom Peshawr NWFP
  • Muhammad Usman, relationship manager, Pakqatar family takful limited Peshawar branch NWFP
  • Fawad khan, director of Pakqatar family takaful limited, Islamabad branch
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  2. Billah, M.M. (1993). Life insurance: An Islamic view. The journal of Arab Law Quarterly, Vol. 8, pp. 315-324.
  3. Rice, G. (1999).Islamic ethics and the implications for business. Journal of Business Ethics, Vol. 18, No. 4, pp. 345-358.
  4. Siddiqi, M.N. (1985).Insurance in an Islamic Economy. The Islamic Foundation, London.
  5. Billah, M.M.B. (2003).Islamic and modern insurance.Ilmiah Publishers.
  6. Biger, N., Kahane, Y. (1987).Risk considerations in insurance ratemaking. The Journal of Risk and Insurance, Vol. 45, No. 1, pp. 121-132.
  7. Panko,ron conducted researched (title: The last word), best review publication, jun 1,2007. he narrated that
  8. Wilson, R. (1985), Islamic Business: Theory and Practice, London: The Economist Publications.
  9. Kuran, T. (1995), "Islamic Economics and the Islamic Subeconomy", Journal of Economic Perspectives, Vol. 9, pp. 155-173.
  10. Council of Islamic Ideology, Pakistan (1981), The Elimination of Interest from the Economy of Pakistan, Islamabad: Council of Islamic Ideology.
  11. Ali, K.M. Murtuza (1991), Insurance in Islam: Some Aspects of Islamic Insurance, Islamic Economics Research Bureau, Dhaka.
  12. Bakar, M. Azmi Abu (1996), "Family Takaful Plan: Concept Operation and Underwriting", Takaful (Islamic Insurance), BIRT, Kuala Lumpur
  13. Billah, Mohd. Ma'sum, "A Model of Life Insurance in the Contemporary Islamic Economy", Arab Law Quarterly, Vol. 12, No.3, pp 287-306
  14. Mohd Ma'sum Billah,(2003), Islamic and Modern Insurance, Ilmiah Publishers
  15. Panko,Ron, (2007), Islamic approved insurance growing around the world, because conventional insurance does not meet Islamic standard-Takaful is the answer, Best's Review.
  16. Capt.M.Jamil akhtar khan, Islamic insurnancee system," Development of insurance sector through introduction of takaful",Business Magazines.

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