Provision Of Affordable Housing In Bangladesh Construction Essay

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Private sector housing business has started in 1970 in Bangladesh and capital city Dhaka was the main focus for the private sector investors. During the last two decades it has grown and now demand is rapidly increasing. Bangladesh is one of the fastest urbanizing countries as migration to the cities is huge. In my research I looked at how middle class or low income based people respond to their housing needs and how private sector companies playing their role to meet the market demand.

This research has been conducted among some selected companies who mainly operate their activities in Dhaka. I have chosen Dhaka because it has a large population and housing problem is so acute in Dhaka. Besides these I lived in Dhaka for 10 years and I speak Bengali. So it was comfortable for me to carry out my research.

People have a keen interest in the housing market. They like companies that maintain quality, safety and customer preference. Previously real estate companies were busy developing plots or building houses, apartments only for the rich people and for their luxuries. Their activities were confined in the highly aristocrat areas. Tradition is changing now a day. Government is also changing their concern and efforts to promote housing for middle class people. As a result housing industry is expanding rapidly. The less developed parts of the city getting the touch of the private sector investors and becoming a modernized place with all the facilities. The main demand is for flats or apartments, as the middle class people cannot afford to buy a piece of land in the city.

Private sector investors in the housing industry have an association known as REHAB (Real Estate and Housing Association of Bangladesh). It has 558 registered members. I have selected five well reputed companies for my research.

Chapter out line:

In chapter 1 I discussed about the companies I have selected

In chapter 2 I have reviewed the literature.

In chapter 3 I mentioned about the aims and objective of my research.

In chapter 4 I have discussed the methodology that has been used.

In chapter 5 analyses and result

In chapter 6 discussion on basis findings and review

In chapter 7 recommendation

In chapter 8 mentioned all sources and references.

1.2 Profile of the selected companies:


It is a sister concern of Navana Group started its operation in housing sector in 1996. Within a short period of time it has become one of the most reliable companies in real estate business.


To be different

To be dependable

And to be definitive.

Business type:

Building apartments,

Commercial space,

And developing land.


Navana Real Estate Ltd has a unique blend of professionals of technical and management expertise which includes Engineers, Architects, MBAs, Accountants and Financial Analysts.


In last 12 years NREL has completed huge number of projects in Dhaka at Gulshan, Niketan, Banani, Dhanmondi, Mohammadpur, Kallyanpur, Shukrabad, Elephant Road, Segun Bagicha, Mogh bazar, Uttara.

Now NREL has 40 ongoing projects at Baridhara, Gulshan, Niketan, Banani, New DOHS, Dhaka Cantonment, Dhanmondi, Mohammadpur, Green Road, Mogh bazaar, Eskaton, Shahbag, Bailey Road, Segun Bagicha, Bijoy Nagar, Paltan, Kakrail, Bashabo, Kamlapur, Wari, Hath Khola, Mirpur, and Uttara.

Presently NREL has started its operation in Chittagong (the main port city of Bangladesh). In Chittagong it is developing projects at Khulshi, Nizam Road, Mehedibagh, MM Ali Road, East Madarbari, Halishar, and Abedin Colony.

Keeping in mind the future expansion of Dhaka City, NREL is also in land development projects. Already NREL has handed over land project at Kallayanpur, and two projects at Ashulia named Navana Village and Navana green Homes. At this moment NREL has projects at Siddirgonj, Narayangonj named Navana Bhuiyan City and at Surabari, Ashulia named Navana Valley.




Urban Design & Development Ltd (UDDL) started its business in 1995. It is a platinum member of REHAB (Real estate and housing association of Bangladesh). It focuses to ensure modern facilities, healthy environment with all its constructions.

Its objectives are as follows:

To maintain quality

To fulfil commitment

To ensure professionalism

Business type:

Building apartment

Commercial space

Team: it has a very good team of all professionals.


UDDL has completed 4 project sat Banani, 50 projects at Dhanmondi,1 project at Green Road, 3 projects at Gulshan, 1 project at Lalmatia, 1 project at Mirpur, 1 project at Mohammadpur, 1 project at New D.O.H.S. ,1 project at New Eskaton, 1 project at Purana Polton, 4 projects at Uttara, and 2 projects at Zigatola.

Currently UDDL has 3 projects at Banani, 2 projects at Dhanmondi, 2 projects at Eskaton, 1 project at Green Road, 1 project at Narayangonj, 1 project at New Eskaton, and 1 project at Uttara.



C) Concord Real Estate & Development Ltd.

It started its operation in1972. Now it has become one of the prestigious construction firms in the country. It made luxury apartment very popular through its works. Concord Real estate & Development Ltd has a wide experience its operations. It has some landmark projects. It has constructed country's biggest international airport, national monument, pharmaceutical plant, hospital, theme park. It also completed a project in Singapore.


To maintain credibility

Dedication to quality

Business type:


Commercial space




It has completed more than 600 different types of projects in the country.

Currently in Dhaka it has 2 projects at Armanitola, 1 project at Azimpur, 6 projects at Banani, 1 project at Baridhara, 3 projects at Dhanmondi, 1 project at Farm Gate, 9 projects at Gulshan, 1 project at Hatkhola, 1 project at K M Das Lane, 1 project at Khilkhet, 1 project at Motijheel, 1 project at Shewrapara, and 6 projects at Uttara.

In Chittagong it has two ongoing projects at Khulshi.



(D) Amin Mohammad Foundation Ltd:

Amin Mohammad Foundation Ltd (AMFL) is doing its activities for 25 years. It has made many luxury apartment and commercial buildings. It focuses on the growing demand for suburban living. It aims to build up satellite townships with all modern facilities.


To maintain aesthetically inspiring architecture

To maintain quality

To maintain environmentally friendly development.

Business type

Service for apartment,

Service for plots and

Service for ready mix concrete


It has technical expertise, skilled labour force and sincere management team.


AMFL has completed 10 projects at Banani, 3 projects at Baridhara, 11 projects at Dhanmondi, 18 projects at Gulshan, 3 projects at Mirpur, 3 projects at Moghbazar, 2 projects at Mohammadpur, 1 project at New Eskaton, 7 projects at Niketon, 1 project at Rampura, 1 project at Segunbagicha, 1 project at Shantinagar, 1 project at Siddeshwary, and 5 projects at Uttara.

AMFL has 1 ongoing project at Ashulia, 4 projects at Banani, 5 projects at Dhanmondi, 3 projects at Gulshan, 3 projects at Mirpur, 1 project at Moghbazar, 1 project at Mohammadpur, 1 project at Motijheel, 1 project at Paribagh, 2 projects at Progati Sharani and 15 projects at Uttara.




Bangladesh has one of the largest populations in the world. It is known to the world for its natural disaster and poverty. But it has a glorious history. The official name of the country is "the people republic of Bangladesh". It is in the south Asia, has border with India on all sides, except for Myanmar (Burma) to the far south east. It was part of the Bengal region of India. Bangladesh was ruled by Maurya , Mughal and was a part of India during British period (1858-1947).

In 1947 the Muslim section of Bengal become a part of the new nation of Pakistan and was named "East Pakistan." But it faced political and financial neglect and become independent following a liberation war in 1971.

The country is divided by six divisions- Dhaka, Chittagong, Rajshahi, Khulna, Sylhet, and Barisal. Dhaka is the capital city of Bangladesh. Considering the administrative units it has 64 districts, 6 City Corporation, 308 municipalities, and 599 police station.

Bangladesh has a parliamentary democracy. President is the chief of state, and prime minister is the head of the government.

Present population of Bangladesh is 162.2 million (16.22 crore). Growth rate of the country is 1.4 per cent. It has about 20 million households. A household has 5.6 persons on average. About 80 per cent people live in villages and they depend on agriculture for livelihood.

The principal industries are readymade garments, pharmaceuticals, cement, leather goods, textiles, tea processing, chemical fertilizers etc.

Principal minerals are coal, natural gas, white clay, lime and glass sand.

Bangladesh is an agriculture based country. Although share of agriculture to GDP is decreasing now a day, still it plays a very important role for the country. Bangladesh follows free market principles.


Dhaka is the main administrative and capital city. It leads trade, and commerce of the country. It is also a divisional city. Dhaka division has seventeen districts. It leads country's cultural activities.

Population in the Dhaka metropolitan areas is 9.3 million and in the city corporation is 6 million. Dhaka has a population growth of 6% per year. Total land area of Dhaka metropolitan is 360 square kilometre.

50% of the people are in fulltime job. Literacy rate in Dhaka is much better than other divisional cities, which is 63.2%. Temperature varies from 21.1 degree C to 36.7 degree C (in the summer) and 10.5 to 31.7 degree C in the winter.

Dhaka city corporation area is divided into 90 wards and 10 zones.

Housing condition in Dhaka:

Urbanizing process in Dhaka is very fast. Garment sector industry has developed very rapidly all around Dhaka. Besides many investors are setting up industries like pharmaceuticals, food processing units, etc. Being the main administrative city of the country, Dhaka is the first choice for the citizen. All reputed public universities, private universities; medical colleges are situated in Dhaka. In Dhaka employment growth has been strong in different sector. In response to these economical, social and cultural practise housing condition is very bad in Dhaka.

Total house hold in Dhaka 231580. ( ""&HYPERLINK ""sec=1). Dhaka City Corporation fixed the holding tax at12% in 1986. It earns 200 croer taka (on average) yearly.

Dhaka is expanding without any proper urban policies. It is now the city of 1.5 croer people. The city development authority (RAJUK) trying to build up a master plan for the last 15 years. But it is not completed yet. (

The last plan was made in 1960 during Pakistan period and that time population was only 500,000. The city's (Dhaka) population has grown up 25 times since Bangladesh gained independent in 1971. It has expanded 18 times than it was before. Government considered Detailed Area Plan (DAP) in 1995, but the process has been delayed.

The environment of Dhaka is getting worse. Pressure of rural-urban migration is creating so many problems. People are living within unhygienic condition. Urbanization rate was 3.4% during 1975-1995(yearly). Besides this, Dhaka has 450 small and big slums consisting of 15 lakh people. (

Bangladesh is facing the problem of climate change. This is another reason for migration of people from rural areas. People in the coastal areas cannot cultivate their land due to the flooding of seas water. So they are coming to cities especially to Dhaka to earn their living. They are not going back to their home again and stay permanently in the slums (

Aims and objectives of the study:

Setting up objectives is very important for any research. The objectives of my study are as follows-

To find out living condition in Dhaka.

To find out government's initiative.

To find out private sector activities in housing sector.

To make recommendation.


All the information incorporated in this report has been collected both from the primary sources and as well as from the secondary sources. The details of these sources are highlighted in the following-

Primary sources of data: collecting data directly from the practical field is called primary source of data. The methods that were used to collect the primary data are as follows:

Discussion with officials of the selected housing company.

Questionnaire method.

Secondary sources of data: I used books, internet, newspaper, and various brochures on the products and services offered by several

Real estate Company.

Ethical issues:

I have maintained the 'code of ethics' while gathering data and taken into consideration these followings-

Material gathered will not be fabricated in any way.

I have not disclosed any individual's identity.


I faced some problem in times of collecting data. My time and budget were limited. Many individuals were not familiar with this type of work. Some people disliked disclosing information.